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According to the Administrative Office of the US Courts, there were nearly 1.8 million bankruptcies filed in the year ending March 31, 2006, up from just over 1.3 million in the year ending March 31, 2001. To help sort your way through the complicated maze of overcrowded bankruptcy courts, you need the assistance of knowledgeable legal advocates, with years of experience and demonstrated trustworthiness.
Southeastern Michigan Chapter 7 Bankruptcy Attorneys
At the Great Lakes Bankruptcy Center, PLLC we focus on positive options for the future. Our clients come to us in financial distress, worried about the future, concerned they will lose their home or car. Within the course of an initial consultation, we are able to gather information about our clients’ financial difficulties and explain bankruptcy options. Our clients leave our office with a focus on the future, relieved that the pressures associated with serious debt problems will soon come to an end.
One of the more common bankruptcy options open to individuals is Chapter 7. Unlike Chapter 13, which reorganizes debt, Chapter 7 is a liquidation of debt. For more information, or to see if you qualify for this type of debt relief, contact the Great Lakes Bankruptcy Center, PLLC.
Discharging Unsecured Debt
Chapter 7 is probably what most people think of when they hear the word bankruptcy. Many people understand that this type of filing results in a discharge of some debt, but may be unsure which debts can be discharged and which must be paid. Speaking with our lawyers is one of the best ways to help you determine whether Chapter 7 is for you and which debts can be discharged. Because a great deal of misinformation circulates regarding Chapter 7, some people are hesitant about it. They worry that they will have to lose their house, their car or any other important assets they wish to hold on to. However, you can generally keep your major assets even after you have filed for bankruptcy.
Putting a Stop to the Frustration and Harassment of Creditors
Under Chapter 7, the discharge of unsecured debt does not mean that you have to lose the possessions that mean the most to you. Rather, filing for this kind of bankruptcy puts an immediate stop to foreclosure, wage garnishments, and the repossession of cars and other property purchased on credit. The most compelling effect of declaring bankruptcy is the fact that you will no longer have the pressure of creditors hounding you with letters and phone calls.
Even if you do not qualify for Chapter 7 bankruptcy, our attorneys can inform you of other options of which you may be able to take advantage. Contact the Great Lakes Bankruptcy Center, PLLC today for more information.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
